🐳 Jurnal Samudra Ekonomi Dan Bisnis

JurnalEkonomi Islam tujuan untuk memperoleh keuntungan dan agar dapat memuaskan kebutuhan masyarakat. Usaha garam tersebut mengalami fluktuasi dari tahun ke tahun berakibat terhadap pendapatan dan pengeluaran rumah tangga. JURNAL EKONOMI ISLAM Volume 3 Nomor 1 Juni 2017 Ketua Editor. The journal was established in 1992. JurnalEkonomi Bisnis dan Akntansi - Volume 4 Nomor 1 Tahun 2017. Jurnal Nasional Terkareditasi. 2017. LINK. 7. Model Inovasi Sistem Pemasaran Perbankan Syariah Berbasis Floating Market untuk Penciptaan Daya Saing. Jurnal Keuangan dan Perbankan Volume 20 Nomor 1 Tahun 2017. Jurnal Nasional Terkareditasi. 2017. Thegraph shows the changes in the h-index of Jurnal Samudra Ekonomi Dan Bisnis and its the corresponding percentile for the sake of comparison with the entire literature. H-index is a common scientometric index, which is equal to h if the journal has published at least h papers having at least h citations. JURNALSAMUDRA EKONOMI DAN BISNIS, VOL 9, NO 1 P-ISSN 2089-1989 E-ISSN 2614-1523 . 60 Ghozali, Imam. (2016). Aplikasi Analisis Multivariete dengan Program IBM SPSS 23 . Semarang : Badan Penerbit Universitas Diponegoro. Ginantra,I.K.G. dan I Nyoman W. A. P. 2015. Pengaruh Profitabilitas, Leverage, ABSTRAKTujuan dari penelitian ini untuk menganalisis pengaruh label halal, harga dan Song Joong Ki sebagai brand ambassador terhadap keputusan pembelian produk Scarlett Whitening di Kabupaten Sidoarjo. Penelitian ini menerapkan metode kuantitatif dengan sumber data primer dari kuesioner yang disebar secara online kepada responden yang memenuhi kriteria. EJurnal Ekonomi Dan Bisnis Universitas Udayana. Bandura, A. 1993. Perceived Self-Efficacy in Cognitive Development and Functioning. Educational Psychologist, Vol. 28: 117-148. Budiman, Samudra Perwira. 2016. Pengaruh Struktur Audit, Locus of Control, Dan Komitmen Organisasi Terhadap Kinerja Auditor Pemerintah. Jurnal Akuntansi, 4 (1): 1-24. AnalisisPengaruh Pendapatan Terhadap Perilaku Konsumsi Mahasiswa Universitas Samudra di Kota Langsa. JURNAL SAMUDRA EKONOMIKA, 1(2), 107-116. & Juarsa, E. (2021). Perilaku Manajemen Keuangan Karyawan Selama Pandemi Covid-19: Sebuah Studi Awal. Jurnal Ekonomi Dan Bisnis, 8(1), 170-179. Safira, G. L., Goenawan, F., & Monica, V. (2019 JurnalSamudra Ekonomi Dan Bisnis 13 (1), 28-45, A Comparative Study of Migrant and Native Workers. FM Sitorus, P Wicaksono. Jurnal Ekonomi Pembangunan 19 (2), 135-150, 2021. P Wicaksono, L Priyadi. 国際貿易と投資 33 (1), 38-57, 2021. 2021: Pengaruh Tingkat Pendidikan dan Faktor Sosial Demografi pada Partisipasi Angkatan Kerja Hanum Nurlaila (2017) , Analisis Faktor-faktor Yang Mempengaruhi Pendapatan Pedagang Kaki Lima di Kota Kuala Simpang, Jurnal Samudra Ekonomika, Vol.1, No. 1 Maret 2017 Jurnal Ekonomi Dan Bisnis, Volume 20 No. 1, April 2017. Suryana, Yuyus, Kartib Bayu, (2011), Kewirausahaan : Pendekatan Karakteristik Wirausaha Sukses, Kharisma Putra Utama . Journal article Effect of Regional Tax, Population, and GRDP on Original Local Government Revenue PAD in the Regency/City of Central Java Province + × Authors Zulfatun Nisa, Fitri Bahari This study aims to analyze the effect of taxes, population, and GRDP on local revenue PAD in Central Java Province in 2013-2019. The data panel with the fixed effect method was run to analyze the data using the help of the EViews program. Objects are 35 regencies/cities in Central Java Province. The dependent variable is Regional Original Income PAD; while district/city taxes in Central Java Province, total population, and GRDP are independent variables. The results of this study indicate that taxes and GRDP have a positive and significant effect on PAD, while population has a positive but not significant effect on PAD in Central Java Province. Recently Published Most Viewed Journal article Strategi Pengembangan Industri Pariwisata Studi Kasus Objek Wisata Pulau Rukui Kabupaten Aceh Tamiang + × Authors Nurlina Nurlina, Yolanna Shofa Pratama, Puti Andiny The study aims to determine the tourism industry development strategy on Rukui Island of Aceh Tamiang Regency. The population is tourist visitors, Regional Development Planning Agency, and Tourism, Youth and Sport Office. The analysis method uses SWOT. The results show that the main strength factor is that the community supports the government in developing tourism objects; the weakness is that the facilities are not yet available public toilets and lounging huts; the opportunity is that this tourist attraction is able to encourage economic activity, create jobs for the surrounding community, the number of tourists who want to visit Rukui Island; and, the threat is the lack of awareness of tourists to maintain cleanliness. The recommended strategies are to increase promotion through various print and electronic media; improve facilities, infrastructure and supporting infra-structure; government and private investors joint together to create new innovations; and, the government cooperates with the community to provide socialization and guidance so as to improve the quality of human resources. Journal article Analisis Faktor-Faktor yang Mempengaruhi Pendapatan Nelayan di Kecamatan Idi Rayeuk + Penelitian ini dilakukan di wilayah pesisir Kecamatan Idi Rayeuk, yang bertujuan untuk mengetahui faktor-faktor yang mempengaruhi pendapatan nelayan perahu tempel di Kecamatan Idi Rayeuk. Penelitian ini menggunakan pendekatan deskriptif kuantitatif dengan model regresi linear berganda. Jumlah sampel nelayan yang digunakan sebanyak 30 orang nelayan perahu tempel. Teknik sampling yang digunakan yaitu simple random sampling. Hasil penelitian menunjukkan bahwa secara parsial modal, harga ikan dan jumlah tangkapan ikan berpengaruh nyata terhadap pendapatan nelayan perahu tempel di Kecamatan Idi Rayeuk. Sedangkan secara simultan variabel modal, tenaga kerja, pengalaman, harga ikan dan jumlah tangkapan berpengaruh nyata terhadap pendapatan nelayan di Kecamatan Idi Rayeuk. Suggested For You Journal article Respon Dinamis Kurs terhadap Tingkat Bunga di Indonesia + × Authors Nanda Rahmi, Kamal Fachrurrozi This study is to analyze the dynamic response of exchange rate to interest rate in Indonesia. Yearly data form 2002 to 2018 are used in this study and autoregressive model is utilized to capture dynamic response. The results show that the exchange rate has negative and significant response to interest rate. Furthermore, the effects of interest rate on exchange rate is higher in longrun than short-run. It is suggested to monetary authority to strength the domestic fundamental to achieve more effective of interest rate to stabilize the exchange rate fluctuations. Analisis Kinerja Rentabilitas Dan Solvabilitas Sektor Kosmetik Dan Rumah Tangga Studi Kasus Perusahaan Yang Terdaftar Di Bursa Efek IndonesiaArticleThis study discusses the analysis of capital structures that measure profitability and solvability in cosmetic companies listed on the Indonesia Stock Exchange. This research uses descriptive method, the data used secondary data consisting of financial statements of cosmetics companies for the period 2015 to 2017. Using horizontal analysis for capital structure, return on equity ROE, debt to equity ratio DER, long term debt to equity ratio LTDtER and uses industry standard averages. The results show that PT Unilever Indonesia Tbk can exceed the average value of the industry standard and the value generated for returns on equity, debt to equity ratio, and long-term debt to equity ratio the higher compared to other cosmetic companies. Companies with returns on equity, debt to equity ratios and long-term debt-to-equity ratios that obtain low scores are PT. Kino Indonesia Tbk and PT. Mustika Ratu Tbk because the value obtained cannot always be obtained by the industry standard average value. Keyword Capital Structure, Returns On Equity, Debt To Equity Ratios, Long Term Debt To Equity RatiosAnalisis Kondisi Sosial Ekonomi Keluarga terhadap Kesejahteraan Keluarga di Gampong Karang Anyar Kota LangsaArticlePenelitian ini bertujuan untuk mengetahui kondisi sosial ekonomi keluarga terhadap kesejahteraan keluarga di Gampong Karang Anyar. Kondisi sosial ekonomi dilihat dari jumlah anggota keluarga dan pendapatan sedangkan kesejahteraan keluarga dilihat dari konsumsi. Data yang digunakan adalah data primer yang bersumber dari responden penelitian sebanyak 81 orang, dan dianalisis menggunakan regresi linier berganda. Hasil pengujian membuktikan bahwa secara parsial, jumlah anggota keluarga ataupun pendapatan memiliki pengaruh yang positif dan signifikan terhadap kesejahteraan atau konsumsi keluarga. Secara simultan, hasil pengujian membuktikan bahwa jumlah anggota keluarga dan pendapatan berpengaruh signifikan terhadap kesejahteraan atau konsumsi pada masyarakat Gampong Karang Anyar Kota Jumlah Pengangguran dan Ketenagakerjaan terhadap Keberadaan Usaha Mikro Kecil dan Menengah di Kabupaten PasuruanArticleDengan jumlah perusahaan UMKM saat ini 99,8 dari jumlah usaha ekonomi di Kabupaten Pasuruan mampu menyediakan lapangan kerja bagi atau 87,5% dari total angkatan kerja secara keseluruhan, sehingga memberi peluang mengurangi tingkat pengangguran terbuka di Kabupaten Pasuruan. Tujuan penelitian ini adalah untuk menganalisis keadaan pengangguran dan lapangan kerja di bidangnya dan untuk menentukan peran UKM dalam menekan tingginya jumlah pengangguran di Kabupaten Pasuruan, serta untuk menentukan seberapa jauh pengaruh dari jumlah UKM dalam pekerjaan dan mengurangi pengangguran. Penelitian ini menggunakan analisis kuantitatif dengan pendekatan deskriptif. Sumber data yang diperoleh dari penelitian ini adalah data skunder dari BPS dan Dinas Koperasi Kabupaten Pasuruan. Metode pengujian menggunakan uji signifikansi. Dari hasil pengolahan data dalam penelitian menggunakan model multiple koefisien korelasi, diperoleh hasil bahwa jumlah pengangguran dan ketenagakerjaan memiliki efek signifikan terhadap keberadaan usaha mikro kecil dan menengah UMKM di Kabupaten Determinan Kemiskinan Propinsi Nusa Tenggara TimurArticleFull-text availableVarious policy packages from the local government are currently being activated to reduce the spike in poverty rates in the Province of East Nusa Tenggara. This is because this province is still classified as the poorest province in Indonesia. Realizing this, the aim of this research is to find out the dominant factors that influence the high number of poor people in NTT Province. In an effort to answer research problems, the analytical tool used is panel data analysis where the number of analysis units or cross section data is all districts/cities in NTT Province as many as 22 districts while for time series data starting from 2018-2021. The results of data analysis show that either partially or simultaneously, each independent variable, namely economic growth, the human development index and also the number of residents has proven to have a significant influence on the number of poor people in NTT Tingkat Kemiskinan di Propinsi NTT Pendekatan Dua PanelArticleThis study aims to analyze the effect of the human development index, unemployment, economic growth and duration of education on poverty rate of population in the Province of NTT. Secondary data used in the form of time series for the period 2011-2017 and cross sections for 22 city/regency of NTT. Eviews 9 is used to analyze the panel data. The results showed the human development index had a negative and significant effect on poverty rate; unemployment rate has a positive but unsignificant effect on poverty rate; economic growth has a negative but unsignificant effect on poverty rate; and, duration of education has a positive and significant effect on poverty rate. Simultaneously, the four independent variables have a significant effect on poverty. The determination analysis stated that the independent variables used have a relatively large ability to explain changes that occur in the poverty rate of the population in NTT Pengaruh Kualitas Produk dan Kualitas Pelayanan terhadap Citra Merek PT Bank SUMUT pada Nasabah PT Bank SUMUT Cabang Medan Iskandar MudaArticleCitra merek merupakan jiwa dari sebuah merek dan menempatkan posisinya dibenak nasabah. Citra merek mempresentasikan keseluruhan persepsi terhadap merek dan dibentuk dari informasi dan pengalaman masa lalu nasabah terhadap merek tersebut. Citra merek pada dasarnya adalah hasil pandangan atau persepsi nasabah terhadap suatu merek tertentu yang didasarkan atas pertimbangan dan persepsi yang baik dari suatu merek. PT Bank Sumut sebagai salah satu pelaku usaha dalam industri perbankan tidak lepas dari fenomena perubahan yang timbul dari intensitas persaingan untuk mendapatkan hati nasabah. Saat ini perilaku nasabah bank di Indonesia makin tidak mudah untuk ditebak, ada nasabah yang menginginkan suku bunga yang rendah contoh pinjaman atau suku bunga yang tinggi contoh tabungan, giro dan deposito, biaya administrasi yang rendah dan ada pula nasabah yang menginginkan transaksi keuangan yang cepat, efisien, nyaman dan mudah dalam pengaksesannya, kapanpun, dan dimanapun. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh kualitas produk dan kualitas pelayanan terhadap citra merek PT Bank Sumut pada nasabah PT Bank Sumut Cabang Medan Iskandar Muda. Pengumpulan data dalam penelitian ini dilakukan melalui pendekatan survey dengan jenis penelitian deskriptif kuantitatif dengan menyebar kuesioner kepada 99 responden sedangkan populasi yang dijadikan dalam penelitian ini adalah nasabah PT Bank Sumut Cabang Medan Iskandar Muda. Metode analisis data yang digunakan adalah regresi linear berganda dengan menggunakan software SPSS. Hasil penelitian secara serempak maupun parsial menunjukan bahwa kualitas produk dan kualitas pelayanan berpengaruh positif dan signifikan terhadap citra merek PT Bank Sumut pada nasabah PT Bank Sumut Cabang Medan Iskandar. Variabel yang dominan mepengaruhi citra merek adalah variabel kualitas Pengaruh Angkatan Kerja, Angka Melek Huruf, Angka Putus Sekolah Dalam Disparitas Anggaran PendidikanArticleFull-text availableThe study aims to determine the effect of the labor force on the education budget, between the literacy rate on the education budget, and between the dropouts rate on the education budget. This research is a quantitative study with multiple linear regression analysis using the Eviews 11 application. The secondary data used is sourced from the Central Statistics Agency, the Ministry of Education and Culture Data Statistics, and the 2015-2019 Regional Education Balance. Partially, the results state that the labor force has a positive and significant effect on the education budget, the literacy rate has a positive and significant effect on the education budget, and the dropouts rate has a negative but not significant effect on the education budget. Furthermore, there is a significant simultaneous effect between the labor force, literacy rate, dropouts rate on education budget Teknikal Return Saham dengan Indikator-Indikator Bollinger Band, Parabolic SAR, dan Stochastic OscillatorArticleIn making a decision to buy shares in the stock market, an investor must know the analytical methods involved in stock investing. One of the methods used is technical analysis. This study aims to determine the comparison of stock returns generated using the Bollinger Band, Parabolic SAR, and Stochastic Oscillator indicators. This type of research is a quantitative approach with a comparative method. The sampling technique used purposive sampling, in order to obtain 14 companies. The results show that the indicators of Bollinger Band, Parabolic SAR, and Stochastic Oscillator can be used as guidelines in determining the buying and selling of stocks to get optimal Faktor-Faktor yang Mempengaruhi Pendapatan Nelayan di Kecamatan Idi RayeukArticleFull-text availablePenelitian ini dilakukan di wilayah pesisir Kecamatan Idi Rayeuk, yang bertujuan untuk mengetahui faktor-faktor yang mempengaruhi pendapatan nelayan perahu tempel di Kecamatan Idi Rayeuk. Penelitian ini menggunakan pendekatan deskriptif kuantitatif dengan model regresi linear berganda. Jumlah sampel nelayan yang digunakan sebanyak 30 orang nelayan perahu tempel. Teknik sampling yang digunakan yaitu simple random sampling. Hasil penelitian menunjukkan bahwa secara parsial modal, harga ikan dan jumlah tangkapan ikan berpengaruh nyata terhadap pendapatan nelayan perahu tempel di Kecamatan Idi Rayeuk. Sedangkan secara simultan variabel modal, tenaga kerja, pengalaman, harga ikan dan jumlah tangkapan berpengaruh nyata terhadap pendapatan nelayan di Kecamatan Idi Kualitas Pelayanan di Universitas Teuku Umar selaku Perguruan Tinggi Negeri Baru Analisis Dua TahapArticleThis study aims to measure the quality of service quality at Universitas Teuku Umar and measure the level of appropriateness of performance with the level of customer interest with the importance performance analysis method. The results of the study prove that the overall quality of services organized by Universitas Teuku Umar obtained a score of with the level of quality C’, the category 'Poor'. If viewed from each element there are as many as 6 elements obtaining quality B, good category. In addition, as many as 44 elements obtained C quality, the category was not good and as many as 10 elements obtained D quality, the category was not good. In addition, the analysis using the method of importance performance analysis, tells us there are as many as 6 attributes entered in quadrant A or the red zone, namely attribute 12, attribute 13, attribute 17, attribute 18, attribute 21 and attribute Penggunaan Aplikasi Poinku sebagai Daya Tarik dan Fasilitas Belanja di Indomaret Sulursari Kec. Gabus Kab. GroboganNewArticleFull-text availableThe study aims to determine the use of the Poinku application as an attraction and shopping facility at Indomaret Sulursari, Gabus District, Grobogan Regency, Central Java Province. Research using descriptive qualitative method. The informants consisted of 11 participants, both users and non-users of the Poinku application. Data obtained through observation, interviews and documentation, by testing the validity of the data using triangulation. The results of the study show that the Poinku application attracts consumers in making purchases, especially with facilities such as promotions and points because it attracts consumers to make repeat purchases. Promotional factors through the Poinku application have an important impact on consumers as a strategy to increase purchasesAnalisis Potensi Perekonomian Pedagang Kaki-Lima di Kota LangsaArticleThis article is based on the results of research, focused on the activities of hawker traders along Cut Nyak Dhien Street, Langsa City. There are more than seventy street vendors with various types of merchandise. The research aims to determine the role of the informal sector street vendors of economically weak groups in obtaining employment, the prospect of developing a culinary tourism business on family economic growth, and additional sources of local revenue. Data obtained through observation, interviews and documentation, and then processed using descriptive analysis techniques. The analysis results showed that street vendors in urban areas are a popular alternative to work. This condition is in synergy with the government program that arranges this area as a center for culinary tourism and is very helpful for traders to increase family income, as well as having an impact on increasing visitors and increasing local Budaya Kaizen dan Keterlibatan Kerja dengan Komitmen Organisasi sebagai Intervening terhadap Prestasi Kerja Karyawan Studi Empiris pada PT. Gloria Jaya Sejahtera MedanArticlePenelitian ini bertujuan untuk menganalisis pengaruh budaya kaizen, keterlibatan kerja dan komitmen organisasi sebagai intervening terhadap prestasi kerja karyawan. Responden adalah para karyawan PT. Gloria Jaya Sejahtera Medan sebanyak 40 orang dengan pengambilan sampel menggunakan sensus sampel jenuh. Sumber data primer diperoleh secara langsung melalui wawancara dan kuesioner. Teknik analisis data menggunakan SEM Stuctural Equation Modelling dengan program SmartPLS. Hasil Path Coefficients menunjukkan bahwa budaya kaizen berpengaruh positif dan tidak signifikan terhadap komitmen organisasi; keterlibatan kerja berpengaruh positif dan signifikan terhadap komitmen organisasi; budaya kaizen berpengaruh positif dan signifikan terhadap prestasi kerja karyawan; keterlibatan kerja berpengaruh positif dan signifikan terhadap prestasi kerja karyawan; serta, komitmen organisasi berpengaruh positif dan tidak signifikan terhadap prestasi kerja Pengaruh Struktur Modal, dan Likuiditas terhadap Profitabilitas pada Perusahaan Sektor Otomotif di indonesiaArticleFull-text availableThis study is aims to determine the effect of capital structure and liquidity on profitability in automotive sector companies in research is a non-participant observation research using quantitative data from secondary party as its instrument. The population in this research is automotive sector company in capital structure variable in this study is measured by Debt to Equity Ratio DER, the liquidity variable is measured by Current Ratio CR, and the profitability variable is measured by Return on Assets ROA.The sampling technique on this research is using Purposive Sampling, that is a sample determination technique using certain consideration. The sample used in this research is 11 companies. Observation period of this research is from 2012 to classical assumption test of the instrument is using the test of normality, multicollinearity, autocorrelation, and heteroscedasticity. The analysis technique used in this research is multiple regression analysis results showed that the variable of DER X1 has a significant effect on ROA Y in automotive companies in Indonesia. CR X2 variable has a significant effect to ROA Y in automotive company in Indonesia. Then DER X1 and CR X2 this two variable both together have a significant effect on dependent variable of ROA Y on automotive company in Sektor Unggulan di Kabupaten Kepulauan AnambasArticleThis paper aims to analyze the leading sectors of the economy in Kepulauan Anambas Regency. The data analysis method used is the Location Quotient LQ, Shift-Share, and Klassen Typology, with the analysis area of Kepulauan Anambas Regency and the reference area of Kepulauan Riau Province. Based on LQ analysis, it is known that the leading sector of Kepulauan Anambas Regency is Agriculture, Forestry, and Fisheries sector, as well as Mining and Quarrying sector. Based on Shift-Share analysis, it is known that the Construction sector and Health Services and Social Activities sector are sectors with rapid growth, while the Agriculture, Forestry, and Fisheries sectors are stunted but growing sectors. Based on the Klassen Typology analysis, it is found that the Agriculture, Forestry and Fisheries Sector is the leading sector and has rapid growth. While the Mining and Quarrying sector is the leading sector but the growth is stunted. The Construction sector, Real Estate sector, and Health Services and Social Activities sector which are potential sectors and can still be dan Pelaksanaan Anggaran dalam Konteks Pengembangan Usaha Studi pada Bakso dan Mie Ayam Mas Hadi "Asli Solo"ArticleFull-text availableThe budget presents information about expenditure and income plans expressed in rupiah units for the coming period. This study aims to analyze the process of preparing and implementing the budget in developing the business of Meatballs and Chicken Noodles Mas Hadi “Asli Solo". This qualitative-descriptive research was collecting data through observation, documentation and interviews. Data analysis was carried out through the stages of reduction, display and data verification. To increase the confidence triangulation of data, a repeat research and cross-check of research sources was conducted. The results showed that the purpose of business development was carried out to introduce the product to the community and obtain as much profit as possible. There are several stages of preparation and implementation process of budget in the context of business development that are appropriate, but some are not yet in accordance with. Budget components of the research object include place, equipment and suppliesPengaruh Jumlah Angkatan Kerja dan Investasi terhadap Pendapatan Asli DaerahArticleThe purpose of this study is to analyze the effect of the number of labor force and investment on Regional Original Income Revenue PAD. Provincial PAD in Indonesia has different figures for each province. Every year the PAD figure fluctuates and forms a certain pattern for each province. The number of labor force and investment is estimated to affect the amount of PAD figure. The research used data from 34 provinces in Indonesia taken from the Central Statistics Agency in 2020, and analyzed using the multiple linear regression method. The results found that the number of labor force and investment had a significant and positive effect on PAD. Based on the analysis of determination, it is found that the number of labor force and investment has a relatively large contribution to explain fluctuations in PAD, although there are still a number of other independent variables that are not included in this research Sikap Konsumen terhadap Perilaku Pembelian OnlineNewArticleFull-text availableThe purpose of this research is to explore the things that influence consumer attitudes in shopping online, as well as the influence of these attitudes on their behavior in making online purchases. This research was conducted through the perspective of the technology acceptance model TAM, which is based on consumer value theory. This study uses SEM structural equation modeling analysis on primary data based on the results of a questionnaire that has been distributed to 289 respondents. The results show that there is a significant effect of perceived ease of use on attitude, and attitude has a significant effect on online buying behavior. However, perceived usefulness, perceived enjoyment, information availability, and perceived price separately proved to have no effect on attitude. The managerial implications of the findings identify the companies that issue e-commerce must be able to guarantee the convenience available in these applications, so that customer attitudes towards applications will be more Implementasi Forced Distribution Rating Performance Appraisal terhadap Task Performance Motivasi dan Retensi sebagai MediasiArticleThe assessment method of human resource that is often used, but has not been widely discussed in empirical studies is the Forced Distribution Rating Performance Appraisal FDRPA. This study examines the effect of FDRPA on task performance mediated by motivation and retention. Data from Relationship Managers at a bank in Surabaya that implements the FDRPA system. Data collect is 81 people. The results show that FDRPA has a positive effect on task performance. Where, motivation and retention also show the mediating role of the relationship between FDRPA on task performance. This shows that management needs to understand that the factors in improving the performance of the task, there are variable motivation and retention that need to be considered as well. Furthermore, management is expected to be able to manage the implementation of FDRPA well, so that these positive benefits can continue to be Asal Produk, Persepsi Kualitas dan Merek Pengaruhnya terhadap Keputusan Pembelian SmartphoneArticleThis study aims to examine the effect of country of origin, perceived quality and brand on smartphone purchasing decisions. The subject of this study is a smartphone that is sold officially in Indonesian market. The sampling technique used was purposive sampling with the number of samples used amounting to 120 samples which were active users of smartphones. Validity and reliability test results show that the research instrumentsare valid and reliable. The analysis technique used is multiple linear regression analysis using SPSS version 22 software. The results show that country of origin variables partially do not have a positive and significant effect on purchasing decisions while perceived quality and brand variablespartially positive and significant influence purchasing decisions. Simultaneously, country of origin variables, perceived quality and brand have a positive and significant effect on purchasing Variabel Makroekonomi terhadap Utang Luar Negeri di Negara ASEAN-7ArticleFull-text availableThe purpose of this study is to analyze the effect of macroeconomic variables economic growth, exchange rates, and inflation on foreign debt in ASEAN-7 countries Indonesia, Thailand, Vietnam, Philippines, Laos, Cambodia, and Myanmar during the period 1996 to 2019 which using the Autoregressive Distributed Lag ARDL panel model. The results show that foreign debt in ASEAN-7 is positively and significantly affected by economic growth, exchange rates, and inflation in the long term, but not in the short term. Therefore, ASEAN-7 countries are expected to pay attention to increasing foreign debt, overcome by pragmatic macroeconomic policies, especially policies regarding exchange rates and Pertumbuhan Ekonomi Negara ASEAN Model Data PanelArticleFull-text availableThe study aims to analyze the effect of inflation, exchange rate, investment, and labor force participation on the economic growth of member countries in the ASEAN region. This study uses secondary panel data, namely economic data from ten ASEAN member countries from 2000-2020. Sources of data obtained from the publications of the World Bank. The analytical method used is the panel data regression method fixed-effects model approach with a SUR cross-section weighted. This study indicates that the increase in inflation, investment, and labor force participation can encourage economic growth in the ASEAN Region. Meanwhile, the weakening of the value of the domestic currency depreciation has corrected the economic growth of ASEAN member Spillover Penanaman Modal Asing terhadap Produktivitas Industri Manufaktur Medium-High Technology di IndonesiaArticleFull-text availableThis study examines the impact of foreign presence in the Medium-High and High technology manufacturing industry in Indonesia. Using a balanced panel data that consists of 2,397 firms and in the year of 2010-2014, the data was estimated using the multiple regression method. The results show that there is positive spillover when local and foreign firms are in the same industry. Conversely, in different industries, negative spillover occurs in forward linkage when local firms buy the output of foreign firms and no spillover occurs in backward linkage when local firms become the suppliers of foreign firms. The Indonesian government must assure that foreign investment policies must benefit the domestic companies, considering there are some potential losses for domestic enterprises by the presence of foreign direct investment in the domestic Return On Assets, Earnings Per Share Dan Book Value Per Share Terhadap Harga SahamArticlePenelitian ini bertujuan untuk mendapat hasil tentang pengaruhnya variabel Return on Assets terhadap harga saham, Earnings per Share terhadap harga saham, dan Book Value per Share terhadap harga saham, subjek penelitian ini adalah 45 emiten yang termasuk dalam LQ45 di bursa efek Indonesia dan selalu masuk dalam LQ45 dari tahun 2014 sampai 2017, dengan menggunakan variable ROA, EPS BVPS dan Harga saham, Data dicatat dan dianalisis dengan analisis regresi linear berganda, dan hasil nya memperlihatkan bahwa secara partial Return on Assets, Earnings per Share dan Book Value per Shares satu satu secara partial berpengaruh positif dan signifikan terhadap harga saham, dan secara simultan Return on Assets, Earnings per Share dan Book Value per Share berpengaruh signifikan terhadap harga saham, berarti dapat diartikan bahwa variabel ROA, EPS, dan BVPS mempengaruhi harga Return On Assets, Earnings Per Share Dan Book Value Per Share Terhadap Harga SahamArticlePenelitian ini bertujuan untuk mendapat hasil tentang pengaruhnya variabel Return on Assets terhadap harga saham, Earnings per Share terhadap harga saham, dan Book Value per Share terhadap harga saham, subjek penelitian ini adalah 45 emiten yang termasuk dalam LQ45 di bursa efek Indonesia dan selalu masuk dalam LQ45 dari tahun 2014 sampai 2017, dengan menggunakan variable ROA, EPS BVPS dan Harga saham, Data dicatat dan dianalisis dengan analisis regresi linear berganda, dan hasil nya memperlihatkan bahwa secara partial Return on Assets, Earnings per Share dan Book Value per Shares satu satu secara partial berpengaruh positif dan signifikan terhadap harga saham, dan secara simultan Return on Assets, Earnings per Share dan Book Value per Share berpengaruh signifikan terhadap harga saham, berarti dapat diartikan bahwa variabel ROA, EPS, dan BVPS mempengaruhi harga Dinamik dan Keunggulan Bersaing Dinamisme Lingkungan Moderator ataukah Driver?ArticleThe aim of this study is to investigate the role of environmental dynamism in relation to dynamic capabilities and competitive advantage. This study uses a quantitative approach and type of explanatory research. The survey was conducted at 130 MSMEs in Malang Raya. Hypothesis testing using SEM-PLS. The findings of the study prove that environmental dynamism is a driver for dynamic capability, while providing evidence that environmental dynamism acts as a negative moderator for achieving competitive advantage. Another finding is that dynamic capabilities have a major effect on competitive advantage while simultaneously acting as fully mediating environmental dynamism with competitive advantage. The implication is important for MSMEs to develop dynamic capabilities in order to deal with environmental dynamism so that MSMEs can increase competitive advantage because if they do not develop dynamic capabilities, environmental dynamism will reduce MSME's competitive Pengukuran Kualitas Audit Internal Studi Pada Auditor Internal Pada Perusahaan Swasta, BUMD dan BUMN di Kota MedanArticleThe purpose of this study is to analyze the internal audit quality measurement model, with a study of internal auditors in private companies, BUMD and BUMN in Medan City. Determination of sample size is obtained by multiplying the number of construct variables with the total number of indicators, so as to obtain 170 people. Primary data were collected through questionnaire distribution techniques, and analyzed using Structural Equation Modeling method. The results of this study prove that there is a significant direct effect on independence, competence and motivation on due professional care; and there is a significant influence of independence, competence, motivation and due professional care on audit quality. Moreover, the results of this study found that indirectly, independence, competence and motivation proved to significantly influence audit quality through due professional the Nature of the Prophet Muhammad on the Ethics of Internal AuditorsNewArticleFull-text availableThis study aims to explain the reflection of the characteristics of the Prophet Muhammad on the ethics of internal auditors located in Surabaya. This type of research is qualitative phenomenology to capture problems in internal auditors and reveal the meaning contained in them by understanding deeply the characteristics of the Prophet Muhammad SAW which are actualized in the ethics of internal auditors. The approach that will be used in this research is the case study method. This research is also an activity where exploration must be carried out to identify new information and understand the limited circumstances and want to know in depth and detail of the activities to be carried out. The results of this study found that the characteristics of the Prophet Muhammad SAW, namely shiddiq, amanah, tabligh and fathanah, are contained in the values of the code of ethics for internal auditors located in Kemanfaatan Field Study Bagi Peningkatan Kompetensi Mahasiswa Studi Kasus pada Mahasiswa Fakultas Ekonomi Universitas SamudraArticlePengembangan sumber daya manusia bertujuan untuk menghasilkan kerangka kerja yang logis dan menyeluruh terkait pengembangan lingkungan dimana sumber daya manusia dalam hal ini didorong agar belajar untuk tumbuh. Pengembangan sumber daya manusia merupakan upaya terus menerus untuk meningkatkan kualitas sumber daya manusia secara luas, melalui pendidikan pembelajaran, pelatihan, dan pembinaan. Salah satu cara untuk mengembangkan sumber daya manusia adalah melalui pendidikan atau pembelajaran yang langsung diterapkan di lapangan dalam bentuk field study. Berdasarkan pengolahan dan analisis data, ditemukan bahwa field study memiliki manfaat yang baik untuk meningkatkan kompetensi mahasiswa. Manfaat yang didapat mahasiswa tersebut dalam bentuk informasi baru atau terkini, dapat melihat dunia kerja secara langsung, peningkatan pengalaman dan dapat membandingkan teori yang diperoleh di kelas dengan yang ada di lapangan. Sedangkan peningkatan kompetensi mahasiswa dari kunjungan belajar dalam bentuk peningkatan pengetahuan dan wawasan tentang dunia kerja, dan mahasiswa menjadi lebih kritis terhadap lingkungan Peningkatan Loyalitas Mahasiswa Perguruan Tinggi IIB Darmajaya Bandar LampungNewArticleFull-text availableThe research objective is to analyze what factors influence student loyalty as internal consumers in promoting IIB Darmajaya College in Bandar Lampung. This associative-causality study used 100 samples selected by purposive sampling. Methods of data analysis using multiple linear regression analysis. The results obtained that partially, service quality, satisfaction and trust were identified as having no effect on student loyalty; but the brand image of the institution has proven to have an effect on the loyalty of the college students concerned. Simultaneous test results show that service quality, satisfaction, trust and brand image have a significant effect on student loyalty at IIB Darmajaya Bandar Lampung college students. It is recommended that the campus develop and strengthen a branding strategy so that it can encourage student loyalty in recommending IIB Darmajaya education to potential Sosial Ekonomi Bencana Banjir dan Pemetaannya Berbasis Sistem Informasi Geografis SIGNewArticleFull-text availableThe purpose of this study was to determine the distribution of flood locations in the Rokan Hulu regional administrative area and to determine the socio-economic impact of flooded households by modeling the distribution of flood locations based on Geographic Information Systems GIS. The population is residential residents of Rokan Hulu Regency and floodplain sampling points located in the floodplains. The possibility of a flood disaster in Rokan Hulu Regency is very vulnerable and is divided into 16 districts. The research data was evaluated using point analysis method. There are two types of spatial mapping used, namely spatial mapping and spatial overlay. Spatial mapping is a description of conditions on a map, while spatial overlay is an analysis of several maps to create a new map. This mapping produces a flood hazard map, as well as a combination of point analysis and coverage Kepemimpinan dan Motivasiterhadap Kinerja Karyawan pada Bank BJB Cabang TangerangArticleThis study aims to determine the effect of leadership style and motivation on employee performance. The object of this study are employees of Bank bjb Branch Tangerang. This study was conducted on 64 respondents using quantitative descriptive approach. Therefore, the analysis of the data used is the statistical analysis in the form of multiple linear results of this study addressed that in partial leadership style and motivation have a significant effect on employee performance. This is evidenced from the results of the partial test t test to address the significance of the two independent variables that support the hypothesis. Therefore, the test results on this study can be accepted by the statement that the influence of leadership style and motivation have a significant effect on employee performance bjb Bank Branch Intellectual Capital terhadap Profitabilitas di Bank Syariah Pengujian Mediasi Kinerja Keuangan dan Kinerja Non KeuanganArticleFull-text availableThe purpose of this study is to analyze the effect of intellectual capital on financial performance and non-financial performance of Islamic banking, and its impact on the profitability of the bank. The population is 13 Sharia Commercial Banks in Indonesia. With the purposive sampling method, a sample of five Islamic commercial banks was obtained. Data analysis method in this study uses SEM PLS. The first result shows that intellectual capital has a significant negative effect on financial performance, a significant positive effect on non-financial performance, and a positive but unsignificant effect on profitability. The next results stated that financial performance and non-financial performance had a significant negative effect on profitability. The third research result states that intellectual capital has a significant positive effect on profitability through financial performance, but a significant negative effect on profitability through non-financial Effect of Internal and External Factors on Non-Performing Financing at Islamic Commercial Banks in IndonesiaArticleFull-text availableThe purpose of this study was to determine the effect of internal and external factors on non-performing financing in Islamic commercial banks and Islamic business units in Indonesia. Data is collected from publications of Bank Indonesia, the Central Statistics Agency, and the Financial Services Authority. Samples were taken from January 2010 to December 2017. Data were analyzed using Fisher’s exact test, Student's t-test, and multiple linear regression analysis. The results identify that Finance to Deposit Ratio FDR, Capital Adequacy Ratio CAR, inflation, and BI rate have a significant effect on non-performing financing. Based on the results, this study recommends that Islamic commercial banks and Islamic business units need to stabilize their financial Current Ratio, dan Quick Ratio Terhadap Return on Invesment Pada Perusahaan Trasnportasi Di BEIArticleTujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh current ratio terhadap return on investment pada perusahaan Trasnportasi Di BEI, untuk mengetahui dan menganalisis pengaruh quick ratio terhadap return on investment pada perusahaan Trasnportasi Di BEI, untuk mengetahui dan menganalisis pengaruh current ratio dan quick ratio terhadap return on investment pada perusahaan Trasnportasi Di BEI. Hasil dari penelitian ini adalah current ratio berpengaruh positif dan signifikan terhadap return on investment pada perusahaan Transportasi Di BEI, quick ratio tidak berpengaruh positif maupun signifikan terhadap return on investment pada perusahaan Transportasi Di BEI, dan current ratio dan quick ratio berpengaruh positif dan signifikan terhadap return on investment pada perusahaan Transportasi Di Pekerja Lansia tetap Bekerja Pascapensiun dan Kaitannya dengan KebahagiaanArticleThis study aims to determine the contribution of pension insurance, health needs, and type of work to the decision of elderly workers to continue working post-retirement and its relationship with happiness. The Indonesian Family Life Survey IFLS 2007 and IFLS 2014 were used as data, with an analysis unit of workers aged 52-65 years old in 2007. The analysis used is binary logistic regression and the Wilcoxon sign rank test. Pension insurance and work in the type of work with a large concentration demands a negative effect on the tendency of the elderly to continue working. Health care needs are fulfilled and work in the type of work with great physical demands has a positive effect on the tendency of the elderly to work. There is a difference in the level of happiness in the elderly when they are still actively working with when they are not Persepsi Konsumen terhadap Kualitas Layanan dan Minat Beli di Kota Langsa Ritel Tradisional vs ModernArticlePenelitian ini bertujuan untuk mengetahui 1 pengaruh persepsi konsumen secara langsung terhadap kualitas layanan; 2 pengaruh persepsi konsumen secara langsung terhadap minat beli; 3 pengaruh kualitas layanan secara langsung terhadap minat beli; dan, 4 untuk mengetahui pengaruh persepsi konsumen secara tidak langsung terhadap minat beli melalui kualitas layanan, pada ritel tradisional dan modern di Kota Langsa. Jumlah sampel sebanyak 399 orang ditentukan melalui rumus Slovin, sementara pemilihan responden menggunakan teknik proportionate stratified random sampling. Metode analisis data menggunakan path analysis. Hasil penelitian membuktikan persepsi konsumen secara langsung berpengaruh signifikan terhadap kualitas layanan; persepsi konsumen secara langsung berpengaruh signifikan terhadap minat beli; kualitas layanan secara langsung berpengaruh signifikan terhadap minat beli; dan, persepsi konsumen secara tidak langsung berpengaruh tidak signifikan terhadap minat beli melalui kualitas layanan. Nilai koefisien determinasi bahwa 86,2% informasi yang terkandung dalam data dapat dijelaskan oleh model, namun masih terdapat, sedangkan sisanya dijelaskan oleh error dan variabel lainnya di luar model Jumlah Uang Beredar, dan Ekspor terhadap Inflasi dan Cadangan Devisa di IndonesiaArticleTujuan penelitian ini adalah menganalisis pengaruh SBI, jumlah uang beredar dan ekspor terhadap inflasi dan cadangan devisa di Indonesia. Secara terperinci, permasalahan yang dibahas adalah bagaimana a pengaruh SBI terhadap inflasi di Indonesia; b pengaruh jumlah uang beredar terhadap inflasi di Indonesia; c pengaruh ekspor terhadap inflasi di Indonesia; dan, d pengaruh inflasi terhadap cadangan devisa di Indonesia. Metode analisis data menggunakan regresi linier berganda, dengan uji hipotesis menggunakan uji t dan uji F. Hasil penelitian yang diperoleh menunjukkan bahwa SBI, jumlah uang beredar, dan ekspor memiliki pengaruh yang tidak signifikan terhadap inflasi. Hasil lainnya menyatakan bahwa inflasi berpengaruh terhadap cadangan Daya Tarik Wisata dan Word Of Mouth terhadap Keputusan Wisata Berkunjung ke Taman Hutan Kota di Kota LangsaArticleThis research intends to know the influence of tourist attraction and word of mouth to tourists' visiting decision in city forest park kota langsa. Samples of this research are 96 respondents. Data analysis of this research is using multiple linear regression method and hypothesis testing is using t test, f test, and determination coefficient test R2. The result of multiple linear regression is Y = 1,200 + 0,341 X1 + X2. T test result shows that tourist attraction variable influenced significantly to tourist's visiting decision in city forest park kota langsa and word of mouth variable also influenced significantly to tourist's visiting decision in city forest park kota langsa. F test result shows that tourist attraction variable and word of mouth variable influenced significantly to tourist's visiting decision in city forest park kota langsa. Determination coefficient test shows that tourist attraction and word of mouth influenced tourist's visiting decision in city forest park kota langsa for 0,301 or 30,1 %.Pengaruh Daya Tarik Wisata dan Word Of Mouth terhadap Keputusan Wisata Berkunjung ke Taman Hutan Kota di Kota LangsaArticleThis research intends to know the influence of tourist attraction and word of mouth to tourists' visiting decision in city forest park kota langsa. Samples of this research are 96 respondents. Data analysis of this research is using multiple linear regression method and hypothesis testing is using t test, f test, and determination coefficient test R2. The result of multiple linear regression is Y = 1,200 + 0,341 X1 + X2. T test result shows that tourist attraction variable influenced significantly to tourist's visiting decision in city forest park kota langsa and word of mouth variable also influenced significantly to tourist's visiting decision in city forest park kota langsa. F test result shows that tourist attraction variable and word of mouth variable influenced significantly to tourist's visiting decision in city forest park kota langsa. Determination coefficient test shows that tourist attraction and word of mouth influenced tourist's visiting decision in city forest park kota langsa for 0,301 or 30,1 %.Pengaruh Bias Perilaku terhadap Pengambilan Keputusan Irasional dengan Financial Literacy sebagai PemoderasiNewArticleFull-text availableThis study aims to examine the effect of status quo bias, regret aversion bias, loss aversion bias and availability bias on irrational investment decision making by investors in Malang City moderated by financial literacy. The number of respondents as many as 87 people came from a group of investors from several securities offices and community groups of Beginner Stock Investors ISP Malang City. This study uses moderated regression analysis as a test tool. The results of this study indicate that regret aversion bias and loss aversion bias have a positive effect on irrational investment decision making, while the status quo bias and availability bias have no effect on irrational investment decision making. The moderating variable of financial literacy weakens the effect of availability bias on irrational investment decision making, but does not weaken the effect of status quo bias, regret aversion bias, and loss aversion bias on irrational investment decision Karakteristik Individu dan Faktor Ekstrinsik terhadap Kinerja BidanArticleThe performance of the midwife as part of the human resources owned by the hospital will affect the performance of the health service institution concerned as a whole. The purpose of this study was to analyze the effect of individual characteristics including age, years of service, employment status, skills, and motivation and extrinsic factors including rewards, workload, supervision, and training on the performance of midwives. This explanatory survey research used all of the midwives who served in the inpatient obstetrics room at Langsa Hospital, amounting to 47 people as respondents. Data were collected through questionnaires and analyzed by logistic regression method. The results showed that employment status, skills and motivation from individual characteristics as well as supervision and training from extrinsic factors had a significant effect on the performance of midwives. Furthermore, motivation was identified as the dominant variable influencing the performance of Relationship Management melalui Orientasi Pasar dan Inovasi Organisasi untuk Meningkatkan Kinerja Pemasaran Bisnis OnlineNewArticleFull-text availableThe study aims to examine the effect of customer relationship management on marketing performance mediated by market orientation and organizational innovation. The data was obtained through a questionnaire distributed to 50 MSME respondents in Surabaya. Determination of respondents using the quota sampling method. The variables analyzed are customer relationship management, market orientation, organizational innovation, and marketing performance. The results of the study state that partially, customer relationship management has a significant and positive effect on market orientation, marketing performance, and work innovation; and that market orientation and organizational innovation have a significant and positive effect on marketing performance. Another result obtained is that organizational innovation is proven to be able to mediate the effect of customer relationship management on marketing performance. Market orientation is also proven to be able to mediate customer relationship management on marketing Brand Image dalam Memediasi Pengaruh Social Media Marketing terhadap Repeat Purchase pada Fast-Food Restaurant di Kota MedanArticleThis study aims to analyze the effect of social media marketing on brand image and repeat purchases, and to analyze the role of brand image in mediating the effect of social media marketing on repeat purchases in the Fast-Food Restaurant industry in Medan. The respondents are consumers who have made purchases at five fast food restaurants in Medan. 140 people were selected using random sampling. Data collected using questionnaire and interviews, and analyzed using descriptive and path analysis. The results proved that social media marketing was significantly influenced brand image; brand image was significantly influenced repeat purchase; and, social media marketing was significantly influenced repeat purchase. Moreover, social media marketing proved has no significant effect on repeat purchase through brand image as Role of Brand on Educational InstitutionNewArticleFull-text availableBrand is one of the strategies that can be carried out by educational institutions, including by building brand awareness, brand associations and perceived quality. The purpose of this study was to determine the effect of brand awareness, brand association and perceived quality on students' decisions in choosing SMK as a senior high school, both partially and simultaneously. The quantitative method with the type of causal descriptive research was implemented on 329 students of SMKN 1 Cianjur who were selected as samples. The results of the path analysis of the data show that brand awareness, brand associations and quality perceptions are proven to have a positive and significant influence, both partially and simultaneously on the purchasing decision Person-Organization Fit dan Kepuasan Kerja terhadap Turnover Intention dengan Budaya Organisasi sebagai Variabel ModerasiNewArticleFull-text availableOrganizational effectiveness is not only supported by the success of employees' work tasks, but companies need to pay attention to the behavior of their employees broadly. This is done to minimize the desire of employees to change jobs. The purpose of this study was to determine the effect of person-organization fit and job satisfaction on turnover intention with organizational culture as a moderating variable. Primary data was collected through a questionnaire in which the respondents were 96 people. This explanatory research uses validity test, reliability test, multiple linear regression analysis, path analysis, and sobel test. The empirical results obtained show that partially, both person-organization fit, job satisfaction and organizational culture have a significant effect on turnover intention. Other results show that organizational culture is proven to be a moderation in the influence of person-organization fit and job satisfaction on turnover Pertumbuhan Ekonomi Daerah, Suku Bunga, dan Permintaan-Penawaran Kredit Pemodelan SimultanArticleThis study analyzes the effect of regional economic growth and interest rates on the demand-supply of credit in Aceh Province. The initial objective of the reduction regression is to analyze the effect of loan to deposit ratios, non-performing loans, loan to value, and interest rates on regional economic growth and the final stage is to investigate the causal relationship between regional economic growth and total loans disbursed in Aceh Province. The data period used is 2011-2014 quarterly. The method used was two-stage least square regression. The regression results indicate that regional economic growth has a positive effect on bank lending. However, interest rates do not affect total lending. The results of the causality test explain that regional economic growth has a causal relationship with credit disbursement. The local governments can improve the regional economy by supporting productive economic funding through banking financial of Work Life dan Burnout terhadap Kinerja Paramedis Mediasi Kepuasan Kerja di Era PandemiNewArticleFull-text availableThe Covid-19 pandemic that hit the world and claimed millions of lives has resulted in an increase in the excessive workload on paramedics. This condition places paramedics at risk of exposure to the Covid-19 virus, as well as increases the risk of burnout syndrome or mental research aims to analyze the quality of work life QWL and burnout on the performance of paramedics with job satisfaction as a mediating variable. The research was conducted on paramedics at Grati Hospital, Pasuruan Regency, using a saturated sampling technique. Data analysis used SEM-PLS with SmartPLS software. The results showed that paramedics' job satisfaction and QWL had a significant positive effect, while burnout had a significant negative effect on paramedics' performance. Meanwhile QWL proved to have a significant positive effect on paramedics' job satisfaction. The results of the indirect effect prove that paramedics' job satisfaction is able to mediate the relationship between QWL and paramedics' CAR dan LDR terhadap Harga Saham pada Perbankan di Bursa Efek IndonesiaArticleTujuan penelitian ini yaitu untuk mengetahui pengaruh CAR terhadap harga saham perbankan di BEI, untuk mengetahui pengaruh LDR terhadap harga saham perbankan di BEI, serta untuk mengetahui pengaruh CAR, dan LDR terhadap harga saham perbankan di BEI. Obyek penelitian adalah perusahaan perbankan yang terdaftar di Bursa Efek Indonesia, dengan periode penelitian mulai tahun 2012 sampai 2016. Pemilihan sampel menggunakan metode purposive sampling, yaitu sebanyak 19 perbankan. Metode analisis data menggunakan regresi linier berganda. Hasil penelitian ini membuktikan bahwa CAR dan LDR tidak berpengaruh terhadap harga saham baik secara simultan maupun parsial pada perbankan di Sustainable Business Model Innovation pada Industri Fashion Digital IlustrasiArticleThe fashion business is an industry that continues to grow due to the high demand for these products, but has weaknesses in terms of environmental sustainability so it is necessary to apply the concept of Sustainable Business Model Innovation SBMI. The purpose of this study is to identify SBMI strategies in the digital fashion industry in increasing consumer behavior and awareness of domestic products and environmentally friendly products. This study uses a descriptive qualitative method with triangulation data collection methods obtained from a case study at the Pijar Benderang company as an actor of illustration digital fashion business. The findings obtained are that it is necessary to create business storylines and concepts offered to increase sales, conduct a pre-order system to reduce waste, use eco-friendly materials, carry out social and environmental activities, and maximize online sales activities. Abstract Penelitian ini bertujuan untuk mengetahui pengaruh kredit investasi, kredit modal kerja dan kredit konsumtif terhadap pertumbuhan ekonomi Indonesia periode tahun 2004-2015. Berdasarkan hasil uji Koefisien determinasi diperoleh nilai 0,606 yang artinya bahwa sebesar 60,6% pertumbuhan ekonomi Indonesia dijelaskan oleh Kredit investasi, kredit modal kerja, dan kredit konsumtif sebesar 60,6%, sedangkan sebesar 39,4% dipengaruhi oleh faktorfaktor parsial, berdasarkan hasil uji-t terhadap variabel kredit investasi dan modal kerja diperoleh t-hitung>t-tabel dan nilai sig<0,05 artinya variabel kredit investasi dan kredit modal kerja mempunyai pengaruh yang signifikan terhadap pertumbuhan ekonomi Indonesia, sedangkan variabel kredit konsumtif secara parsial diperoleh t-hitung<t-tabel dan nilai sig>0,05 artinya variabel modal konsumtif tidak berpengaruh signifikan terhadap pertumbuhan ekonomi Indonesia

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